No one has written the liability rules for agent purchases yet
Bank, network and payments executives say liability for agent purchases still rests on company-by-company policies, with no industry rules or case law, while Visa and Mastercard take different routes to recognize agents.
Your doorUntil rules settle, a merchant’s best defense is its own record: log which agent arrived, what credential and intent it carried, and what your system allowed, so a disputed order can be answered from facts.
Source: Payments Dive, Oct 28, 2026 · Liability looms over AI shopping ↗
Q4 How far does authority travel?
Get The Door.
One email every two weeks: the takes that mattered, which question moved, and what to do at your own door. Three minutes to read.
The link goes to the original source; the words are ours. References do not imply endorsement. Layer and question tags are our reading of the field, not claims made by the source. Approved by Reggie.
Pegasus