PegasusEquifax warns holiday agent orders will slip past behavior-based fraud checks
Equifax says AI shopping agents don’t produce the mouse movement and typing patterns many fraud tools score, and expects agent mistakes such as forgotten reorders and wrong quantities to come back as January chargebacks.
Your doorScore agent orders on device, network and credential signals rather than behavior, record what each agent was authorized to buy, and have dispute handling ready before holiday statements land.
Source: Equifax, Nov 3, 2026 · Holiday Shopping Goes Agentic: What That Means for Fraud and Chargebacks ↗
Q2 Who authorized it?
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