Pegasus Source PegasusSource
The proof · Silver Lake, built end to end

One company. Agents at every door. People at every gate.

Silver Lake Financial Group is the lender we built to show what an agentic business is made of. Agents do the finding, the chasing and the paperwork. The company's own systems make the decisions. Named people hold the calls that bind, and every step is written once, to a record anyone can check.

A demonstration company · the core runs today

The live Silver Lake Financial Group home page

01 · What it's made of

Five parts. None of them is a new system of record.

The agents aren't the interesting part. What makes Silver Lake work is the shape around them, and that shape doesn't depend on any one platform.

The door

Every agent carries a key

Each agent is set to blocked, browse or transact, with a limit the business enforces. An agent with no key can look, at most.

The decision

Your rule, where it already runs

The company's own decision logic, on its own system of record, plugged in as a provider. Nothing is copied out for the agents.

What crosses

The least it takes

For a credit decision, an id and the amount. No Social Security number, no date of birth.

The gates

Agents propose. People commit.

The shopper accepts the terms. An underwriter decides every referral. No agent approves credit or moves money.

The record

Written once, checkable by anyone

Every request, refusal and decision goes on a hash-chained record. Change an old entry and everything after it breaks.

840 msa live credit decision from the lender's own rule, at an agent's checkout
$4,980refused against a $5,000 limit with $1,899 already spent; allowed once the shopper raised it
275 / 275automated probes pass, including the cheats that must fail

The agent is brought to the decision. The decision is never brought to the agent.

02 · Three ways in

However the customer arrives, the same rule decides.

A person can apply on the website. A shopper's agent can reach Silver Lake at a store's checkout. A home buyer works through a loan with a dozen parties. All three reach the same rule and write to the same record.

Silver Lake prequal on the home page
Proven

Personal loans

Prequalify as a person or through an agent. The rule answers in seconds, with reasons.

Try the prequal ↗
Alder & Pine Home demo store
Proven

The marketplace

A shopper's agent fills a cart at Alder & Pine Home. The shopper picks Silver Lake financing on their own device.

Open the demo store ↗
Silver Lake home loans page
Designed

Home loans

Agents chase documents and deadlines across a 20-day loan. Named people decide at each gate.

Follow the loan ↗

03 · The whole company

Eight functions, one record. We mark what's built.

Silver Lake is modeled as a lender of about 200 people. Each function is an agent that reads from and writes to the same record, so work isn't handed from department to department. Three functions are proven, two are partly built, and the rest are designed.

FunctionStatusThe agent doesA person decides
Front doorProvenAdmits agents with a key, takes applicationsWhich agent partners get in
DecisionProvenRuns the rule, records the resultEvery referred application
CheckoutProvenOffers financing at a store's checkoutThe shopper accepts the terms
CompliancePartly builtWatches the record, builds decline noticesPolicy, and every finding
GrowthPartly builtPublishes what agents can do hereWhich partners and channels to open
Home loansDesignedDocuments, conditions, the timelineRate lock, underwriting, closing
ServicingDesignedStages funding, sends remindersReleasing every dollar
CareDesignedEarly outreach, hardship plansEvery loan modification

04 · Your platform

The same pattern runs on any platform. Start from what you run.

Silver Lake's decisions run on IBM i, because that's where decades of lending logic already live, and it's where we proved this first. The door, the gates and the record don't care what sits behind them. Put them in front of the system that already makes your decisions.

Selling to agents

Pegasus Commerce

Make a store you own something agents can buy from, under your rules.

Agent commerce →
A founder-led brand

Nocturne

The same approach for a one-person company with a big audience on rented platforms.

Nocturne, built end to end →
Your platform is IBM i

Pegasus4i

The same proof, told from the system it runs on.

Silver Lake, on IBM i ↗
Redrawing the organization

Pegasus Collective

What changes for the people when agents take the chasing.

Pegasus Collective ↗

Silver Lake Financial Group and Alder & Pine Home are fictitious demonstration companies built by Pegasus4i. Nothing is really sold or lent, and no real money moves. Functions marked designed are specified, not built.

Your systems already make the decisions.

Pick the one decision agents will need to reach first: a credit approval, a price, an order. We'll put a governed door in front of it, on the system you already run.